Avoid These 5 Common Roofing Scams in Missouri

TLDR: Not all roofers play by the rules. Missouri homeowners often get targeted by out-of-town “storm chasers” and shady contractors looking to make a quick buck. Learn the top 5 roofing scams to avoid—and how hiring a trusted local company like Lucas Construction keeps your roof (and wallet) safe.

When a major storm hits Missouri, roofing companies seem to pop up overnight. Unfortunately, not all of them are here to help. Roofing scams are more common than most homeowners realize—and they can cost thousands of dollars if you’re not careful.

At Lucas Construction, we’ve seen it all, and we’re here to help you avoid becoming another victim.

1. The “Storm Chaser” Roofing Scam

This is one of the most common roofing scams in Missouri. After hail or wind storms, out-of-town contractors flood the area offering “free inspections” or “insurance claim assistance.” They take deposits, do subpar work—or disappear completely.

How to avoid it:
Only hire a local roofing company in Wentzville or surrounding areas with a permanent address, business license, and solid Google reviews.

2. The High-Pressure Sales Pitch

Some roofers will push you to sign a contract immediately, claiming their “special deal” expires today. Don’t fall for it. Reputable companies will never pressure you into a decision.

How to avoid it:
Take your time, compare quotes, and check references. A professional roofer should educate you—not intimidate you.

3. The “Insurance Deductible Waiver” Trick

If a roofer says they’ll “cover your deductible” or “handle it for you,” run the other way. It’s actually insurance fraud—and it could get you in trouble too.

How to avoid it:
Always pay your deductible directly to your insurance company or through approved methods. Honest contractors don’t play games with insurance claims.

4. The “Too-Good-To-Be-True” Low Bid

If one roofing bid is drastically cheaper than the rest, that’s a red flag. These contractors often cut corners with cheap materials or unlicensed labor.

How to avoid it:
Ask about materials, warranties, and proof of insurance. Remember—a good roof is an investment, not a bargain hunt.

5. The Vanishing Contractor

Sadly, some contractors take deposits and vanish before the work starts—or midway through the job.

How to avoid it:
Never pay the full amount upfront. Work with a local roofing company like Lucas Construction that’s been serving Missouri homeowners for years and stands behind every project.

Final Thoughts

Roofing scams can happen anywhere—but with a little awareness, you can protect yourself and your home. Always verify licensing, read reviews, and ask for written estimates.

When you need a roof replacement or repair, hire local, hire trusted, hire Lucas Construction.

👉 Call Lucas Construction today at 636-459-9328 or visit LucasConstructionMO.com for a free inspection and honest roofing advice.

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